Travel Warnings Demystified: Navigating Europe's Complex Advisories

By

Akanksha Sharma

June 23, 2025

18. Health Insurance Gaps: You’re Covered—Until You’re Not

Male skier swerve skiing down mountain, Alpe-d'Huez, Rhone-Alpes, France. Photo Credit: Envato @imagesourcecurated

Don’t assume your travel insurance automatically covers everything. Many policies exclude “high-risk” activities like skiing, motorbiking, or hiking over certain altitudes—which are common in Europe. EHIC/GHIC cards for EU–UK travelers offer basic care, but not repatriation or extended treatment. Always read the fine print, know your deductibles, and carry digital and paper copies of your policy. A minor injury in the Alps or a food allergy in rural Hungary can spiral fast without coverage. It’s not all that, but it’s essential.

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