8 Travel Scams Reported in Popular Tourist Areas — How to Spot and Avoid Them

5. Currency-exchange and ATM manipulation

Money-handling scams include shortchanging, sleight-of-hand swaps, and card skimming at ATMs or exchange counters. Tourists who appear rushed or unfamiliar with local currency are prime targets. To lower risk, use ATMs inside banks or hotel lobbies rather than stand-alone machines, and avoid street-side exchange booths that pressure customers. Watch your card at insertion and cover the keypad when entering your PIN to block hidden cameras or prying glances. If a cashier “accidentally” gives back the wrong bills, count money in front of them and ask for a manager if needed. For larger sums, consider withdrawing from a bank during business hours where staff can assist. When exchanging currency, compare posted rates and fees, and prefer official kiosks with clear signage. If you suspect card skimming or a suspicious device on an ATM, leave and report it to the bank immediately. These steps protect both your cash and card data while you handle money abroad.