15 Travel Credit Card Perks You Probably Aren't Using (But Should Be)

2. Travel Insurance – More Than Just Peace of Mind

Travel insurance is a critical yet often overlooked benefit of many travel credit cards. While purchasing separate travel insurance policies can be costly, many cards offer comprehensive coverage as part of their benefits package. This insurance can include trip cancellation and interruption coverage, lost luggage reimbursement, and even emergency medical evacuation. Such coverage provides travelers with peace of mind, knowing they are protected against unforeseen circumstances that could disrupt their plans. In addition to financial protection, having travel insurance through a credit card simplifies the claims process, as cardholders can often file claims directly with their issuer. By understanding and utilizing this benefit, travelers can safeguard their trips against unexpected events, ensuring that their adventures are as worry-free as possible.