13 Best Travel Credit Cards for Americans in 2026 — Ranked by Points and Perks
5. United Club Infinite Card - The Airline Elite Experience
The United Club Infinite Card represents the pinnacle of airline co-branded credit cards, offering unparalleled benefits for United loyalists willing to pay the $525 annual fee. Cardholders automatically receive United Club membership, providing access to over 45 United Club locations worldwide, plus reciprocal access to Star Alliance partner lounges. The card earns 4x miles on United purchases, 2x miles on dining and hotel stays, and 1.5x miles on all other purchases, creating substantial earning potential for frequent United flyers. Premier qualifying points (PQP) earning accelerates elite status qualification, with cardholders earning 500 PQP for every $12,000 in purchases annually. The card provides two annual United Club one-time passes for guests, plus priority boarding, free first and second checked bags, and 25% back on United inflight purchases. Travel protections include comprehensive trip delay coverage, baggage delay protection, and primary rental car coverage. The card's integration with United's ecosystem extends to MileagePlus award availability and upgrade priority, making it essential for travelers seeking consistent United experiences. Additional perks include TSA PreCheck/Global Entry credits, no foreign transaction fees, and exclusive access to United experiences and events.
