13 Best Travel Credit Cards for Americans in 2026 — Ranked by Points and Perks

10. Southwest Rapid Rewards Priority Credit Card - The Domestic Travel Specialist

The Southwest Rapid Rewards Priority Credit Card excels for domestic travelers who value Southwest's unique operational model and customer-friendly policies, offering substantial benefits for its $149 annual fee. Cardholders earn 3x points on Southwest purchases and 1x points on all other purchases, with the addition of 2x points on local transit and commuting, rideshare, and internet/cable/phone services reflecting modern travel patterns. The card provides four upgraded boardings annually, effectively guaranteeing A1-A15 boarding positions for better seat selection on Southwest's open seating flights. The $75 annual Southwest travel credit applies to any Southwest purchase, while cardholders receive 7,500 anniversary bonus points worth approximately $112 in Southwest flights. The card includes two annual Southwest Lounge passes, providing access to the airline's premium lounge locations. Travel benefits extend to comprehensive trip protections including cancellation/interruption coverage, baggage delay protection, and rental car insurance. Southwest's unique policies including two free checked bags, no change fees, and points that never expire make the program particularly valuable for flexible travelers. The Companion Pass, earned through spending and flying, allows a designated companion to fly free (plus taxes) on all Southwest flights, providing exceptional value for couples or families who travel together frequently.