40 Underrated Coastal Towns in Europe Ready for Retirement

39. Kalajoki, Finland

For retirees drawn to peace, nature, and cooler climes, Kalajoki on Finland’s western coast offers something rare: vast sandy dunes, long summer days, and a deep connection to the sea. Known for its beautiful coastline along the Gulf of Bothnia, Kalajoki is perfect for those who prefer walks in pine forests over crowded cafes. The town offers strong public services, clean air, and a slower pace with year-round wellness centers. Finland’s excellent healthcare system and emphasis on community support make this a uniquely calming place to retire—especially for those who love Nordic simplicity and space.