40 Stunning Retirement Spots That Are Surprisingly Affordable

40. Ghent, Belgium: Medieval Gem, Modern Vibe

Often overlooked for Bruges, Ghent offers a stunning, authentic medieval core combined with a vibrant, progressive city life. Its canals, cobblestone streets, Gravensteen castle, and soaring cathedral create a fairytale backdrop. Retirees appreciate its manageable size, excellent public transport, lively cultural scene (including numerous festivals), and high quality of life. While not the cheapest in Europe, it offers better value than many capitals. English is widely spoken, and its central location makes exploring Europe easy. Ghent is a sophisticated, charming, and surprisingly lively retirement haven.