40 Stunning Retirement Spots That Are Surprisingly Affordable

37. Annecy, France: Alpine Splendor, Lakeside Serenity

Dubbed the "Venice of the Alps," Annecy is undeniably one of Europe's most picturesque towns. Its medieval old town, crisscrossed by canals, sits on the shores of the crystal-clear Lake Annecy, framed by dramatic snow-capped mountains. While pricier than some on this list, it offers an exceptional quality of life, pristine nature, abundant outdoor activities (hiking, biking, boating), and delicious Savoie cuisine. For active retirees prioritizing breathtaking beauty, safety, and a high standard of living, Annecy is an idyllic French dream.