40 Stunning Retirement Spots That Are Surprisingly Affordable

34. Florianópolis, Brazil: Island Magic, Modern Comfort

Known as "Floripa," this southern Brazilian city, largely situated on Santa Catarina Island, boasts over 40 diverse beaches, from bustling surf spots to tranquil coves. Retirees love its high quality of life, safety, modern infrastructure, and stunning natural beauty, including lush rainforests and lagoons. The cost of living is reasonable for a desirable coastal city. Brazilians are famously welcoming, and the island offers a vibrant mix of outdoor activities, fresh seafood, and a relaxed, yet sophisticated atmosphere, making it a true South American gem for retirement.