32 Airport Lounge Secrets for Access Without Elite Status

24. Airline Co-Branded Credit Cards (Lower Tiers): Limited Access, Big Value

Beyond the ultra-premium credit cards, many mid-tier airline co-branded credit cards offer limited, yet valuable, lounge access perks. These cards, often with much lower annual fees (e.g., $95-$199), might grant you a set number of complimentary lounge visits per year (e.g., two passes annually) or a discounted entry fee. This is a savvy strategy for the occasional traveler who wants to experience lounge comfort without the commitment of high-fee cards or the unpredictability of day passes. Always check the specific lounge benefit terms for the card.