22 First-Class Cruise Perks You Can Get Without Paying First-Class Prices

6. Use Onboard Credit for High-End Perks Like Private Cabanas or Chef’s Table

Once you’ve scored some onboard credit (from a flash sale, loyalty perk, or travel agent bonus), don’t just blow it on souvenirs or cocktails—use it to level up your cruise. OBC can be your ticket to elite experiences like a sunset dinner at the exclusive Chef’s Table, complete with wine pairings and multi-course gourmet fare. Or rent a private cabana on the ship’s top deck or private island—a little oasis of luxury with waiter service, shaded loungers, and champagne on ice. You can also use it for indulgent spa services like couples’ massages, facials, or hydrotherapy sessions. Think of your onboard credit as cruise cash—use it strategically, and you can access first-class perks for zero extra cost out of pocket. It’s the smart traveler’s way to cruise like a VIP.