21 Luxury Cruises That Cost Less Than You Think

When you think of a luxury cruise, you might picture extravagant suites, Michelin-star dining, and exclusive destinations—along with a sky-high price tag. But what if we told you that luxury cruising isn’t just for the ultra-wealthy? In reality, there are plenty of ways to experience five-star service, world-class cuisine, and breathtaking ports of call without draining your savings. From early booking discounts and all-inclusive pricing to hidden gems among premium cruise lines, high-end cruising can be surprisingly accessible. Due to overwhelming demand and a growing number of affordable luxury options, we’ve expanded our list from 11 to 21 exceptional cruises that blend elegance and affordability. Whether you dream of sailing through the Caribbean’s turquoise waters, exploring Europe’s historic coastlines, or discovering the exotic wonders of Japan and the South Pacific, these cruises prove that indulgence at sea doesn’t have to come with an extravagant price tag.

1. Celebrity Edge – Caribbean Getaway

The Celebrity Edge is one of Celebrity Cruises’ most innovative ships, offering modern luxury, stylish accommodations, and excellent service. A 7-night Caribbean cruise on this state-of-the-art vessel starts at just $899 per person, making it an exceptional value. The ship features the Magic Carpet, a floating platform that offers breathtaking ocean views, as well as Michelin-starred dining, a rooftop garden, and a world-class spa. Guests can explore tropical destinations such as Mexico, Grand Cayman, and the Bahamas while enjoying modern luxury at a surprisingly accessible price. Booking early or taking advantage of seasonal promotions can make this premium experience even more affordable.

2. Regent Seven Seas Splendor – Mediterranean Elegance

The Regent Seven Seas Splendor is one of the most opulent cruise ships in the world, yet its all-inclusive fares offer incredible value. A 10-night Mediterranean cruise aboard this luxury vessel starts at $3,999 per person, covering unlimited shore excursions, gourmet dining, premium alcohol, gratuities, and even business-class airfare. Sailing from Barcelona to Italy, Greece, Monaco, and France, this cruise eliminates the stress of hidden costs while providing unparalleled service and world-class accommodations. If you're looking for an ultra-luxurious European getaway, this all-inclusive package ensures a truly indulgent experience at a price that includes everything.

3. Oceania Riviera – Greek Isles Adventure

For those craving a Greek Isles adventure, the Oceania Riviera delivers an intimate luxury cruise at a remarkable price. A 10-night cruise from Athens starts at just $1,499 per person, an excellent deal considering Oceania’s reputation for exceptional cuisine and boutique-style ships. With a smaller passenger capacity, the Riviera provides a more personal and relaxed experience while visiting stunning destinations such as Santorini, Mykonos, Rhodes, Crete, and Istanbul. Renowned chef Jacques Pépin oversees Oceania’s dining program, ensuring every meal is an exquisite culinary experience. This cruise combines luxury with affordability, offering a taste of high-end travel without an exorbitant price tag.

4. Viking Jupiter – Scandinavian Splendor

Viking Cruises is known for its adults-only, all-balcony ships, and the Viking Jupiter’s 12-night Scandinavian cruise is a fantastic deal, starting at $2,799 per person. This immersive journey begins in Stockholm, Sweden, and visits Denmark, Finland, Norway, and Germany, offering breathtaking fjords, historic towns, and vibrant cities. Viking includes complimentary shore excursions, specialty dining, and access to its Nordic-inspired spa, making this one of the best-value luxury cruises in Northern Europe. With an elegant, minimalist aesthetic and a focus on cultural enrichment, Viking delivers a sophisticated experience at an attainable price.

5. Seabourn Odyssey – Alaskan Wilderness

For a high-end Alaskan adventure, the Seabourn Odyssey offers one of the best luxury cruise deals in the market. A 10-night all-inclusive voyage from Vancouver to Alaska starts at $3,299 per person, which includes gourmet dining, premium alcohol, gratuities, and unforgettable excursions such as glacier kayaking and wildlife spotting. Seabourn is an all-suite cruise line, meaning every guest enjoys spacious, elegantly designed accommodations with personalized service. With its intimate atmosphere and incredible Alaskan landscapes, this cruise offers five-star amenities in a ruggedly beautiful setting at a fantastic price.

6. Azamara Quest – South American Wonders

Azamara specializes in destination-immersive cruising, offering extended stays in port to provide a deeper cultural experience. A 14-night South American voyage aboard Azamara Quest starts at $2,199 per person, making it an incredible value for a boutique luxury cruise. The itinerary includes Buenos Aires, Uruguay, Brazil, and the Chilean fjords, allowing travelers to explore vibrant cities and stunning natural landscapes. With yacht-like accommodations, premium dining, and an intimate onboard ambiance, Azamara offers a refined and enriching experience without an extravagant price tag.

7. Cunard Queen Mary 2 – Transatlantic Voyage

Sailing on the Cunard Queen Mary 2 is a journey back in time, offering an elegant transatlantic experience at a fraction of the expected cost. A 7-night voyage from New York to Southampton, UK, starts at $999 per person, making it one of the most affordable ways to enjoy classic ocean liner luxury. Guests can indulge in black-tie dinners, ballroom dancing, afternoon tea, and world-class entertainment, all while crossing the Atlantic in unparalleled style. The Queen Mary 2 is the last true ocean liner in the world, offering a unique, historic experience at an unbeatable price.

8. Silversea Silver Moon – Caribbean Escape

For a luxurious Caribbean escape, Silversea’s Silver Moon offers a 9-night all-inclusive cruise starting at $2,799 per person. Departing from San Juan, Puerto Rico, the itinerary includes St. Barts, Antigua, Barbados, and St. Lucia, featuring some of the most beautiful islands in the Caribbean. Silversea is renowned for its ultra-luxury, all-suite ships, and this cruise includes butler service, gourmet dining, premium spirits, and private excursions. With an intimate atmosphere and a high crew-to-passenger ratio, Silver Moon delivers a five-star experience without an astronomical price.

9. Windstar Star Breeze – Tahiti & Bora Bora

Windstar Cruises provides a small-ship luxury experience with its 7-night Tahiti and Bora Bora voyage aboard the Star Breeze, starting at $2,399 per person. Departing from Papeete, Tahiti, this cruise explores Moorea, Bora Bora, Raiatea, and Huahine, offering breathtaking beaches and crystal-clear lagoons. Windstar’s yacht-like ships allow access to secluded coves and intimate ports that larger vessels can’t reach, making for a truly exclusive experience. With an emphasis on personalized service and gourmet dining, this cruise offers five-star relaxation in a tropical paradise at an unexpectedly affordable rate.

10. MSC Yacht Club – Mediterranean Retreat

MSC Cruises is known for its budget-friendly approach, but its exclusive Yacht Club experience offers a VIP luxury retreat at a fraction of the cost of other high-end cruise lines. A 7-night Mediterranean cruise in MSC Yacht Club starts at $1,899 per person, departing from Rome and sailing to Spain, France, and Greece. The Yacht Club provides suite accommodations, private butler service, a dedicated restaurant, and an exclusive pool deck, creating a private oasis within a large cruise ship. Guests also enjoy priority embarkation and disembarkation, making this one of the best ways to experience first-class luxury without overspending.

11. Crystal Symphony – Japan Explorer

Crystal Cruises is among the most prestigious cruise lines, yet its 10-night Japan cruise aboard Crystal Symphony starts at $2,999 per person, making it an incredible deal. Sailing from Tokyo, Japan, the itinerary visits Kyoto, Hiroshima, Okinawa, and Busan (South Korea), blending cultural exploration with Crystal’s signature five-star service. The cruise includes all-suite accommodations, world-class dining, unlimited beverages, and enriching experiences, ensuring an ultra-luxury voyage at a reasonable price. With its elegant atmosphere and top-tier hospitality, this cruise delivers a high-end experience that’s more attainable than most travelers realize.

12. Paul Gauguin – French Polynesian Paradise

Paul Gauguin offers the ultimate luxury small-ship experience in the South Pacific, effortlessly navigating the tranquil waters of Tahiti, Bora Bora, and Moorea. This seven-night voyage, starting at $2,799 per person, immerses guests in the breathtaking beauty of French Polynesia. The journey includes private overwater bungalows, exclusive access to a secluded beach on Motu Mahana, and expert-led cultural experiences that provide a deeper connection to the islands. With gourmet dining, unlimited premium beverages, gratuities, and water sports like paddleboarding and kayaking all included in the fare, this cruise delivers a five-star escape at an exceptional value.

13. Ponant Le Lyrial – Antarctic Luxury Expedition

Ponant’s Le Lyrial offers a refined way to explore Antarctica, transforming the White Continent from an extreme adventure destination into a luxurious experience. Over 11 nights, travelers embark on an all-inclusive expedition that starts at $8,990 per person—a competitive price for such an exclusive journey. Nearly every suite features a private balcony, allowing guests to take in the awe-inspiring icy landscapes in comfort. World-class French cuisine, onboard experts providing scientific insight, and daily Zodiac excursions bring travelers up close to glaciers, penguins, and untouched wilderness. With all excursions, fine dining, an open bar, and expert-led lectures included, this cruise is one of the most elegant ways to explore Antarctica without sacrificing comfort.

14. Explora Journeys – Iceland & Northern Lights Adventure

Explora Journeys, an emerging name in ultra-luxury cruising, offers an unforgettable Icelandic voyage that highlights the country's dramatic landscapes and natural wonders. This eight-night adventure, starting at $4,500 per person, delivers a seamless blend of indulgence and discovery. Guests enjoy an exclusive wellness program, Michelin-level dining, and personalized expedition-style excursions to volcanic landscapes, cascading waterfalls, and remote fishing villages. With butler service, fine dining, premium drinks, gratuities, and curated excursions included, this experience offers an intimate and immersive way to witness the beauty of Iceland and the Northern Lights.

15. Ritz-Carlton Evrima – Caribbean Superyacht Escape

The Ritz-Carlton Yacht Collection brings the sophistication of its world-renowned hotels to the open seas, with Evrima providing an intimate Caribbean yachting experience like no other. This seven-night voyage, priced from $5,100 per person, redefines exclusivity with a capacity of just 298 guests, creating a private and personalized atmosphere. The ship’s ultra-modern suites all feature personal terraces, and Michelin-starred chefs curate exquisite dining experiences. While Ritz-Carlton’s hotels command a premium price per night, Evrima’s all-inclusive model covers luxury accommodations, gourmet meals, premium beverages, and immersive shore excursions, making this a remarkable value in the world of high-end cruising.

16. Scenic Eclipse – Amazon Rainforest Discovery

Scenic Eclipse, the world’s first discovery yacht, merges ultra-luxury cruising with thrilling adventure, offering an extraordinary exploration of the Amazon Rainforest. This 11-night voyage, starting at $6,900 per person, takes guests deep into the heart of the jungle with private Zodiac river tours, exclusive jungle lodge experiences, and guided wildlife encounters. The ship itself is a floating sanctuary, featuring personalized butler service, an onboard helicopter, and even a submarine for unparalleled underwater exploration. With all-inclusive fine dining, expert-led excursions, and unmatched amenities, this journey presents one of the most luxurious and immersive ways to experience the Amazon in style.

17. Ponant & National Geographic – Seychelles & Madagascar Expedition

Ponant & National Geographic’s Seychelles & Madagascar Expedition is a rare collaboration that brings travelers to some of the most pristine islands in the Indian Ocean. Over the course of nine nights, guests embark on a journey filled with extraordinary wildlife encounters, including the chance to see Madagascar’s famous lemurs up close. Snorkeling in the crystal-clear waters of the Seychelles and exploring remote atolls only accessible by small luxury ships add to the adventure. Starting at $6,500 per person, this all-inclusive voyage provides an unmatched experience, complete with lectures from National Geographic photographers and naturalists, fine French dining, and an open bar, making it an incredible luxury travel deal.

18. Uniworld SS Joie de Vivre – Paris & Normandy River Cruise

For a refined alternative to ocean cruising, Uniworld’s SS Joie de Vivre offers an ultra-luxury boutique river cruise through the heart of France. This eight-night itinerary takes travelers on an elegant voyage along the Seine, with stops at some of France’s most iconic locations, including Versailles, Monet’s Giverny, and the historic D-Day Beaches. Starting at $3,299 per person, this river cruise offers an intimate and immersive experience. Pricing includes all shore excursions, Michelin-star-quality dining, unlimited wine and spirits, and the indulgence of personal butler service, creating a seamless blend of culture and comfort.

19. Atlas Ocean Voyages – Patagonia & Chilean Fjords

Atlas Ocean Voyages presents an exclusive Patagonia & Chilean Fjords cruise, offering both adventure and sophistication. This ten-night journey is designed for travelers seeking breathtaking natural beauty with the luxury of an ultra-premium cruise line. Guests can trek across glaciers, witness colonies of playful penguins, and embark on thrilling Zodiac excursions through some of the most remote and untouched landscapes on Earth. With a starting price of $4,500 per person, this all-inclusive voyage covers gourmet cuisine, premium drinks, gratuities, and expert-led excursions, ensuring that every moment of exploration is paired with five-star comfort.

20. Celestyal Crystal – Greek Islands on a Budget

For those craving a Greek island escape without an exorbitant price tag, Celestyal Crystal’s all-inclusive Aegean voyage offers an elegant yet affordable experience. Over the course of seven nights, travelers visit some of Greece’s most breathtaking destinations, including Santorini, Mykonos, Crete, and Kusadasi, with extended port stays that allow for deeper exploration. At just $1,299 per person, this cruise is one of the best values in luxury travel, with pricing that includes unlimited beverages, specialty dining, immersive excursions, and gratuities. This combination of affordability and high-end amenities makes it an exceptional way to explore the Greek Isles in style.

21. Crystal Serenity – Ultimate World Cruise Segment

For a taste of ultra-luxury world cruising without committing to a 100-day voyage, Crystal Serenity’s world cruise segment from Dubai to Rome provides an unparalleled experience. Over 16 nights, guests sail through some of the world’s most mesmerizing destinations, including Petra in Jordan, the Suez Canal, the Amalfi Coast, and Sicily. With fares starting at $6,999 per person, this voyage offers the perfect blend of exploration and indulgence. Travelers enjoy private excursions, 24-hour butler service, and Michelin-star-level cuisine onboard, making this an accessible way to experience the grandeur of a world cruise without the full-time commitment or expense.

Your Luxury Cruise Awaits—For Less

Luxury doesn’t have to mean expensive. Whether you’re looking for an intimate, yacht-like experience in Tahiti, a grand transatlantic voyage on the Queen Mary 2, or a gourmet Mediterranean escape with Regent Seven Seas, the world of luxury cruising is more accessible than ever. With all-inclusive pricing, early booking discounts, and hidden gems like MSC Yacht Club, high-end travel is no longer reserved for only the wealthiest passengers. The key is knowing where to look and when to book. By planning ahead, taking advantage of promotions, and exploring alternative routes, you can sail the world in style without overspending. These 21 cruises prove that five-star service, Michelin-star dining, and breathtaking destinations don’t have to come with an eye-watering price tag. So why wait? Your luxury cruise experience is closer—and more affordable—than you think. Whether it’s the crystal-clear waters of the Caribbean or the historic charm of Europe, it’s time to set sail in style!