20 Surprises that Spike Your Cruise Bill and How to Avoid Them This Year

Sailing into the open sea, the wind in your hair, and the sun on your skin, cruising can be an idyllic holiday. However, the dream vacation can quickly turn into a financial nightmare if you're not careful. Hidden costs, surprise fees, and unexpected charges can quickly add up, turning your budget cruise into a luxury expense. This guide is designed to help you navigate these potential pitfalls, giving you the inside track on how to save money on your next cruise. We will explore 20 of the most common surprises that can spike your cruise bill and provide tips on how to beat them.

1. Gratuities

Gratuities are often added automatically to your bill, which can surprise many travelers. Research the cruise line's tipping policy before booking. Some include gratuities in the fare, while others leave it to you. To avoid sticker shock, budget for tips in advance—these funds reward hardworking staff for their excellent service.

2. Specialty Dining

Specialty restaurants offer premium meals but often come at an extra cost. While tempting, dining at these venues can quickly add up. Set a budget for upscale meals or stick to the included dining options. Limit specialty experiences to a single night to keep costs in check.

3. Drinks Packages

Drinks packages offer unlimited beverages for a flat fee, but they aren't always worth it, especially for light drinkers. Before purchasing, estimate how much you'll actually drink and compare this to the package price. Sometimes paying per drink can be the smarter choice.

4. Shore Excursions

Shore excursions allow you to explore destinations, but they can be expensive when booked through the cruise line. Research in advance for better deals, book independent tours, or explore ports on your own to save money while still enjoying the experience.

5. Internet Access

Internet access at sea can be slow and expensive. To save money, disconnect and enjoy being offline. If you must stay connected, purchase packages before sailing or wait until you reach port for free Wi-Fi.

6. Spa and Fitness Classes

Spa treatments and fitness classes are luxurious but come with hefty price tags. Save on these extras by using free fitness options or limiting spa visits to one special treatment. Look for discounts on port days when demand is lower.

7. Onboard Shopping

The shops onboard are tempting, but their prices can be high. Set a strict budget for souvenirs and stick to it. Consider shopping at port markets instead, where you may find better deals on unique local items.

8. Casino Expenses

A night at the casino can be fun, but it’s easy to lose track of your spending. To avoid overspending, set a strict gambling budget beforehand and stick to it. Remember, the odds are always in favor of the house.

9. Medical Expenses

Onboard medical care can be costly if you don’t have proper insurance. Purchase travel insurance that covers medical expenses before you sail. Pack essential medications and a first aid kit to avoid unnecessary visits to the ship's medical center.

10. Laundry Services

Laundry services onboard can be surprisingly expensive. Pack enough clothes for the duration of your cruise or use the ship's self-service laundry facilities, if available. Quick tip: hand-washing small items in your cabin can also save you money.

11. Professional Photos

Cruise photographers will tempt you with professional shots, but they can be pricey. Set a budget for photos in advance, or capture your own memories with your camera or phone for free.

12. Room Service

Room service used to be complimentary, but many cruise lines now charge for it. Check the room service policy before ordering and enjoy meals in the dining room or buffet instead to avoid unnecessary fees.

13. Currency Conversion Fees

If your cruise stops in multiple countries, foreign transaction fees can add up quickly. Use a credit card with no foreign fees and exchange currency in advance for better rates. Be mindful of ATM fees in ports as well.

14. Port Taxes and Fees

Port taxes and fees are often not included in your advertised cruise fare. Always read the fine print when booking and factor these costs into your overall budget to avoid surprises.

15: Late-Night Snacks and Drinks

Some ships charge extra for late-night dining and snacks, especially at specialty cafes or bars. Plan ahead by grabbing snacks from the buffet or included dining areas before they close for the night.

16: Kids’ Clubs and Activities

While basic kids’ clubs are often free, some premium programs or babysitting services may come with additional costs. Check for fees and set expectations with your kids before the cruise.

17: Specialty Shows and Experiences

Some premium entertainment options, like immersive dinner shows or behind-the-scenes tours, aren’t included in your fare. Decide in advance if these experiences are worth the extra cost or stick to the free onboard entertainment.

18: Transportation to and From Port

Don’t forget about the cost of getting to your cruise port. Flights, hotels, and shuttles can add significant expenses to your trip. Look for packages that include transportation or book early to secure deals.

19:Onboard Activities and Classes

While many activities onboard are free, some specialized classes—like cooking lessons, art workshops, or wine tastings—come with an extra fee. These experiences can be tempting but can add up quickly. Check the schedule in advance, prioritize free activities, and budget for only the classes that truly interest you.

20. Cruise Line Transfers

While convenient, cruise line transfers between the airport and port can be overpriced. Research alternatives like ride-sharing services, taxis, or independent shuttle companies for a more budget-friendly option. If traveling with a group, private transfers can often save money and provide a more comfortable experience.

Cruising can be a cost-effective and unforgettable vacation, but hidden fees and unexpected expenses can derail your budget. By being informed and planning ahead, you can avoid surprises, manage your spending, and focus on enjoying your dream getaway. Set sail with confidence, knowing you’re prepared to save and make the most of your time at sea.